Digital payments: Google wants US Fed to replicate India’s UPI model

Launched in 2016, the UPI is the country’s flagship real-time payments system

The US Federal Reserve, or the Fed, should replicate India’s Unified Payments Interface (UPI) model for its proposed interbank real-time gross settlement (RTGS) service, Google has recommended.

Launched in 2016, the UPI is the country’s flagship real-time payments system, which allows users to transfer money directly from their bank accounts. Since it works across multiple bank accounts, without revealing the details of one’s account to the other party, it makes paying someone as simple as handing over cash. It clocked 1.2 billion transactions in November, valued at Rs 1.89 trillion. Citing the UPI’s phenomenal success in India, Google, in a letter to the Fed, said FedNow should be an open system, like the UPI.

“We’ve been pretty vocal that we believe the right model for driving digital payments is through partnership between banks, governments and tech companies through open and standard-based infrastructures like UPI,” tweeted Caesar Sengupta, general manager & vice-president, payments and Next Billion Users at…read more

Oppo Reno3 Pro 5G to have with 90Hz display, screen with curved edges

The Reno3 Pro 5G will be joined by a non-5G variant as well as the vanilla Reno3 and its 5G version

The upcoming Oppo Reno3 Pro 5G would come with a curved edged screen with a punch hole in the top left corner. Besides, the smartphone’s screen would have a refresh rate of 90Hz, according to its promo.

The Reno3 Pro 5G will be joined by a non-5G variant as well as the vanilla Reno3 and its 5G version.

The Chinese handset maker has already revealed the designs of these models, and now the company has confirmed they will come in four colours — Misty White, Moon Night Black, Blue Starry Night, and Sunrise Impression (machine translated from Chinese), GSMArena reported on Saturday.

The handset maker has already confirmed that the Reno3 will pack in a 4,035 mAh battery, which is 10 mAh bigger than the…read more

Realme becomes India’s fastest growing smartphone with 15 mn handsets sold

Realme, which began as an Oppo sub-brand in May 2018, was promptly spun off into a standalone entity and is now taking on bigger rival Xiaomi with similar price points and segments of Rs 7,000-20,000

Chinese handset maker Realme has become the fastest-growing smartphone brand in India, selling 15 million handsets in the very first year of its operations and is targeting to double the sales next year, its CEO Madhav Sheth said.

Realme, which began as an Oppo sub-brand in May 2018, was promptly spun off into a standalone entity and is now taking on bigger rival Xiaomi with similar price points and segments of Rs 7,000-20,000 phones.

Unlike other Chinese players like Vivo and Oppo, which are offline-focussed with investments in channel marketing and offline distribution, Realme aped the strategy of the market leader closely and focussed on online from the start.

Sheth, who founded the company together with BBK Group founder Sky Li, said Realme is ranked seventh fastest growing…read more

The best in-ear headphones of 2019

Of the many launches this year, Business Standard lists top 5 in-earphones headphones that stood out in 2019

Best in-ear earphones 2019: This year saw a move from wired to totally remote gadgets. In any case, there exists a class in the center that keeps on flourishing in this change. The in-ear earphones give a center way to clients not prepared to rapidly change to genuine remote headphones or massive earphones that are hard to convey.

Of the numerous dispatches this year, Business Standard records top 5 in-headphones earphones that hung out in 2019:

Realme Buds Wireless headphones

Realme Buds Wireless, a couple of accessory style Bluetooth headphones, offers a battery life of as long as 12 hours. It has 11.2mm Bass lift drivers, with Bluetooth 5 and backing for the SBC and AAC codecs. The set can likewise deal with swat and sprinkle. These headphones have maybe the best tuning for ordinary use in the sub-Rs 2,000 value extend. The facts demonstrate that the fallen angel lies in the subtleties — yet when you take a gander at these jewelry style Bluetooth headphones, you will be more than…read more

Get more Phone reviews on Business standard Technology news

The best midrange flagship phones of 2019

Here are top five flagship smartphones priced under Rs 40,000 and launched in 2019

Best flagship smartphones 2019: Affordable flagship smartphones are value-for-money products that offer top-notch specifications and features for a midrange price. In the past couple of years, this segment has been dominated by Chinese smartphone brand OnePlus. In 2019, however, other smartphone brands also got a toehold in this space with products that boasted specifications and features otherwise found only in premium smartphones.

Here are top five affordable flagship smartphones (priced under Rs 40,000) that were launched in 2019:

Asus ROG Phone II

Asus ROG Phone 2 Primarily a gaming-centric smartphone, the ROG Phone II from the stable of Taiwanese electronics maker Asus is an all-round smartphone offering the best of flagships at an affordable price. From an AMOLED screen with a high refresh rate to stereo speakers and high-capacity battery, this smartphone exceeds expectations and gives the best value for money in the midrange flagship segment. If there is any phone that comes close to toppling the OnePlus’ dominance in the midrange flagship segment, it has to be the…read more

Get more Phone reviews on Business standard Technology news

Top 5 true wireless earphones of 2019

Business Standard lists top 5 true wireless earphones of 2019

The Bluetooth innovation, having disposed of a messiness of wires to deal with, has made life much simpler for clients. It has made it simple to appreciate music in a hurry — during a run or exercise, or even while driving in a jam-packed metro train.

Despite the fact that they arrived behind schedule on the scene, genuine remote headphones got individuals’ extravagant right away. Regardless of whether their entrance remains lower than wired headphones as a result of their significant expense, the year 2019 saw the dispatch of a few genuine remote headphones that dazzled with their sound quality and by and large execution.

Business Standard records top 5 genuine remote headphones of 2019:

Blaupunkt BTW-01 genuine remote headphones

Blaupunkt BTW-01 genuine remote headphones Blaupunkt BTW-01 is lightweight and bass-substantial. It doesn’t tumble off your ear; and in the event that you incline toward conveying your music to your exercise sessions, this is perhaps the best choice. At Rs 5,999, this pair of genuine remote headphones is surely not a spending gadget, however it avoids…read more

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The best wearable devices of 2019

Of the many launches this year, Business Standard lists top 5 smartwatches that stood out in 2019

Technology news: It has been a memorable year for wellness lovers, particularly the individuals who needed a perfect ally to follow their exercises and offer bits of knowledge.

The year 2019 saw smartwatches turning out to be a piece of day by day life for some. These gadgets not just assist you with monitoring your every day steps and pulse yet in addition measure different wellness measurements vital for generally bits of knowledge. In addition, you get normal warnings on applications extending from WhatsApp to Instagram, and you can answer to them from your watch itself. They can likewise store music, so you wouldn’t need to convey your telephone during exercises. With some smartwatches, you could even go to calls.

Of the numerous dispatches this year, Business Standard records top 5 smartwatches that hung out in 2019:

Apple Watch Series

The Apple Watch Series 5 does a ton to facilitate your regular daily existence — it isn’t just a marvelous way of life contraption yet additionally a proactive wellbeing support. The expansion to…read more

Adidas AlphaEdge 4D running shoes review: The soul lies in the midsole

Fancy a long running session but stuck on which pair of shoes to pick? Read on for some help

Adidas AlphaEdge 4D running shoes

Technology news: Shoemaking is a workmanship! With regards to execution shoes, innovation additionally has its reasonable influence. As of late, we have seen minor froth globules being utilized in the padded sole, yet Adidas has gone past that to charm the specialty network of sprinters with its Alphaedge 4D shoes.

What’s the USP?

The feature of the shoe is the padded sole. It’s not simply the grid structure plan that gets your attention yet in addition the innovation behind it. The padded sole, made utilizing the new 3D-printing innovation, gives multi-directional help to your feet.

Adidas teamed up with Silicon Valley-put together Carbon with respect to the 3D-printing innovation to print padded sole with light and oxygen utilizing ‘Carbon Digital Light…read more

Huawei smartwatch GT 2 available for pre-booking from Thursday

The first sale of the watch GT 2 will commence from 12 AM on December 19th and go on till the 31st of December

Huawei Consumer Business Group, India, today announced exciting offers on its recently launched smartwatch – the all-new Huawei watch GT2 which promises #OneCharge2weeks.

Dubbed as “your personal full-time fitness trainer”, the watch GT 2 comes equipped with Huawei’s proprietary Kirin A1 chipset, the world’s first chipset for wearables that aligns with Huawei’s commitment towards manifesting “A seamless AI life”.

Offline & Online: The watch will be available across major e-commerce platforms such as Flipkart and Amazon and other leading retail chains like Croma. As a part of the pre-sale activity, customers who book the watch from 12 AM onwards, between December 12th and 18th, 2019, stand a chance to bag a Huawei Freelance worth Rs 6999, for free. All they need to do is to make the…read more

Lab-grown 3D nerve cell network may help understand human brain: Study

In the current study, the scientists developed neural tissue that can form different shapes, using hydrogels and a protein called fibrin to make millimetre to centimeter scale structures.

Research have designed biohybrid nerve tissue – containing both living cells and non-living parts – to create 3D models of neural systems, a development that may prompt better comprehension of how the mind functions.

The analysts, including Gelson Pagan-Diaz from the University of Illinois in the US, said the delivered tissue is like a PC handling unit, which gave the essential rule to the present supercomputers.

The examination, distributed in the diary PNAS, noticed that the 3D tissue, comprising of neurons, can give the capacity to create tissue models for medicate screening, or preparing units for organic PCs.

The scientists said utilizing a 3D model of these systems…read more

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